Money Matters

  • Bridgnorth Area 07794 948282 (Call or Text Chris)
  • Oswestry Area 07976 226255 (Call or Text Hannah)
affordable warmth2

Money DOES matter and with recent welfare reform changes together with an increase in food prices and energy bills the same amount of money has to now go further….

Here are some ideas to help reduce costs and make the most of every penny!

Affordable Warmth

Don’t just accept that your gas and electric bills have gone up – SHOP AROUND

https://www.cheaperenergytogether.org

A community based not for profit scheme that relies on people power. The more people that join the better the deal will be.

http://www.uswitch.com 

http://www.energyhelpline.com

Are you eligible to a £135 rebate on your energy bills?

https://www.gov.uk/the-warm-home-discount-scheme

A government funded scheme to help those who are living on a low income. Some people will automatically qualify others will need to apply depending upon their individual circumstances.

Do you have Oil Fired Central Heating?

Following the success of last years affordable warmth campaign, we have continued to partner with Shropshire Rural Community Council and the local Credit Unions to offer an Affordable Warmth Scheme.

Should you require help to fill up your tank this winter you can apply to either Fairshare or Just Credit Union for an affordable loan of £300 (subject to criteria). The RCC have grants available to help part fund your next purchase of oil. (Terms and conditions apply)

The Shropshire Rural Community Council also run a bulk buying scheme where they can negotiate cheaper oil prices for anyone with an oil tank who live in or on the border of Shropshire.

More details can be found on their website.

http://www.shropshire-rcc.org.uk/supporting_local_people/oilbuyingscheme

Prepaid Meters – Are you using it correctly?

Most suppliers give you between £6 - £10 emergency credit in case you run out. It’s important not to use this too often as during the time in emergency credit you aren’t paying your standing charge (the cost of being connected to your supplier). This means that when you do top up next time some of your credit will be used to pay your backdated standing charges and this can seriously affect your budgeting.

Affordable Credit

If you need to borrow a small sum of money consider approaching your local Credit Union.

In Shropshire we have two Credit Unions who lend money at an affordable rate of interest and encourage you to save whilst repaying your loan. They consider each application on an individual basis and will help you complete the appropriate forms.

www.fairshare.uk.com

01743 240403

www.justcreditunion.org                               

 01743 252325

Affordable Money

If you are unsure whether you are getting the correct benefits and entitlements you can access the calculator below. This will give you an indication on whether there are other forms of income available to you.

www.entitledto.co.uk

If you are worried about debt there are organisations available to speak to you either over the phone or face to face if you prefer. There is no need to pay for debt advice the websites listed are free and confidential.

http://www.citizensadvice.org.uk

http://www.adviceguide.org.uk    http://www.jubileemoneyadviceservice.org.uk

http://www.stepchange.org     http://www.nationaldebtline.co.uk

How much does renting your home from STAR cost?

Rent £70 - £100 per week

Gas & Electric

Oil

Water

Food

Contact us if you want some help to budget, manage your money or just some basic money advice.

Oswestry Residents Group Continues to Flourish and Grow

The Trees Resident Group is celebrating a string of recent successes in their community.

Events

Next Board Development Subcommittee meeting Tuesday 6th November

The next meeting of the Development Subcommittee is on Tuesday 6th November

Next Finance, Audit & Risk Subcommittee is Monday 12th November

The next meeting of the Finance, Audit & Risk Subcommittee is on Monday 12th November

Next Board meeting Tuesday 27th November 2018

The next meeting of the STAR Board is on Tuesday 27 November 2018